The Marathon Group is building Kenya's next generation of financial and business institutions — disrupting debt recovery, unlocking capital for the underbanked, and digitising the meat supply chain.
The Marathon Group was founded by CPA James K. Mungai, a former CFO turned entrepreneur whose conviction is simple: many African businesses fail not from lack of opportunity, but from poor liquidity, weak credit systems, and fragmented markets.
Each company in our group attacks a specific bottleneck in Kenya's economy — recovering trapped capital, financing underserved businesses, and digitising a food market that still runs on handshakes and middlemen.
While other players in Kenya's recovery space operate reactively — chasing debts after they've gone cold — Marathon Debt challenges the entire traditional model.
We position ourselves as strategic partners at the start of the credit cycle, not just the end. This is what we mean by being the New Voice of Credit Management in Kenya and East Africa.
Engage Marathon Debt →Traditional banks serve businesses that already have assets, history, and collateral. Marathon Capital was built for everyone else — the trader waiting on an invoice, the transporter running on tight margins, the SME growing faster than its credit limit allows.
Our E-Mobility initiative goes further — disrupting Kenya's logistics sector by making electric bike conversion accessible and affordable, while providing operators with world-class fleet and battery management technology.
Kenya's meat market — from slaughter to retail — still operates largely through informal channels, phone calls, and middlemen who extract margin at every step. Marathon Meat World is changing that.
We are building an online marketplace franchise that brings all slaughterhouses, wholesalers, and retailers under one digital roof — creating transparency, traceability, and better margins for every participant.
We are currently onboarding Kenya's slaughterhouses and building the franchise network. If you are a slaughterhouse operator, wholesaler, or retailer — we want to hear from you.
Register Your Interest →CPA James K. Mungai left a successful career as a Chief Financial Officer to build something more enduring — indigenous financial institutions that unlock trapped capital within Kenya's economy and leave a lasting legacy of discipline, resilience, and transformation.
His work spans the full spectrum of credit: from receivables buying and NPL off-take, to fraud examination and working capital solutions for Kenya's traders and logistics operators. He believes that African businesses fail not from lack of opportunity, but from weak credit systems and poor liquidity — and he has built three companies specifically to solve that.
James combines boardroom strategy with Nairobi street intelligence — blending sharp financial analysis with deep understanding of how Kenya's real economy actually functions. Faith, family, and long-term impact are at the centre of everything he builds.
Whether you are a creditor seeking recovery support, a business needing working capital, a logistics operator interested in electric bikes, or a meat market player ready to go digital — reach out. We respond promptly.